Car dealers took secret fees for recommending finance – and consumers could be owed billions
- Written by Derek Whayman, Lecturer in Law, University of Reading

Decades after tens of millions of consumers were mis-sold payment protection insurance, banks are facing another potential scandal in what has been dubbed PPI 2.0. In a major test case in 2024, the Court of Appeal held that car buyers who took out loans offered by dealers were entitled to reclaim fees paid in secret to the dealers...