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I'm considering an interest-only home loan. What do I need to know?

  • Written by: Adrian Lee, Associate Professor in Property and Real Estate, Deakin University
I'm considering an interest-only home loan. What do I need to know?Chuttersnap/Unsplash, CC BY

An interest-only home loan, as the name suggests, is where you only pay the interest on a loan and not the principal (the original amount you borrowed).

While authorities such as the Reserve Bank often see them as risky, interest-only loans can be helpful in some circumstances.

If you’re considering an interest-only...

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